Solutions by Industry
/ Banking, Finance & Insurance
It is clear that there are dramatic savings to be made by eliminating paper based processes and replacing them with faster, accurate, auditable workflows using e-documents.
Digital / electronic identities (eIDs) can be used to identify internal users or workflow processes so that individual documents can be approved and digitally signed. For high volume signing in processes such as e-statements, e-invoices and other reports automated server-side corporate digital signatures are required, with adequate authorisation controls. Such digital signatures provide excellent authenticity, traceability and control compared to paper-based processes. Complex documents such as financial instruments, insurance policies and agreements can be easily handled online and signed by both parties to avoid time delays, mistakes, increase accuracy and completion rates.
All G20 countries have enacted legislation that recognises digital signatures (or electronic signatures) as equivalent to hand-written signatures. Usually these need to be produced according to specific requirements. (e.g. the EU Directive on Electronic Signature 1999/93/Ec of European parliament and council). However any digital signature can be used to identify the confirming user or system or organisation. Digital certificates can be issued by a high-trust or mid-trust or other Certificate Service Provider or even using an internal CA.
Ascertia’s products have been designed to be compliant with a range of digital signature legislations and regulatory frameworks, including EU law (EU Directive for Electronic Signatures), EU Directive for E-Invoicing, IdenTrust, US Electronic Signatures in Global and National Commerce Act (E-Sign), The Health Insurance Portability and Accountability Act (HIPAA), 21 CFR Part 11 (a regulation governing the use of electronic or digital signatures within the pharmaceutical industry), Sarbanes-Oxley Act (SOX) and others.
Ascertia’s products offer the widest support for digital signature formats and standards and the greatest flexibility in how to implement these. The products support PDF, XML, PKCS#7, CMS, S/MIME and PKCS#1 digital signatures as required to sign business documents.
To provide strong identity assurance and to grant access to systems and applications over a mutually authenticated SSL connection, usually working in conjunction with IAM systems.
Ascertia is a clear leader in creating long-term digital signatures which can be verified many years in the future, an essential requirement for most government related data. We support all the ETSI XAdES and CAdES as well as latest PAdES (PDF format) profiles.
Different applications have different needs for how digital signatures are created. Some require server-side batch-signing in features, some require digital signatures to be created locally by users that have eID smartcards or secure USB tokens. Others even want key and certificate roaming solutions that offer virtual “smartcards”. Ascertia’s ADSS Server and Go>Sign Applet already provide all these options and more.
Organisations cannot control which systems and browsers end-users will work with when submitting documents. It is essential the digital signature and encryption solutions work on any platform with any browser and support multi-lingual capability. Go>Sign Applet supports all Windows platforms as well as many Linux versions and has also been tested in various browsers.
Digital signature creation is only one part of the solution that e-Gov initiatives need – there are also requirements for signature verification, trust anchor management, key management, certification, real-time certificate validation, time-stamping and secure long-term archiving. ADSS Server is unique in being able to address all these requirements in one multi-function server. All these services are based on leading industry standards including OASIS DSS & DSS/X (singing, verification and encryption), RFC 3161 (timestamping), IETF LTANS (archiving), RFC 6960 (OCSP validation), RFC 5055 (SCVP validation), W3C XKMS (validation), etc.